Kosovo Credit Guarantee Fund

Risk is our
business.
Yours is
the reward.

We absorb lending risk so that banks can finally say yes to businesses that need it most. Since 2016.

Claim your yes
Kosovo business
21,847 businesses backed

We don't do small.

€1.04B
Loans facilitated
€519M
Guarantees issued
21,847
Total loans
3,847
Last year

Choose your weapon.

01 Standard Window

Standard

For established MSMEs ready to scale across all sectors.

up to 80%
02 Agro Window

Agro

From farm to processor — seasonal flexibility built in.

up to 80%
03 GROW Window

GROW

High-growth enterprises, enhanced coverage. Details →

up to 80%
04 Diaspora Window

Diaspora

Link global Kosovo capital to home investment.

up to 80%
05 Export Window

Export

Trade guarantees for businesses expanding globally.

up to 80%
06 Women in Business

Women

Women-led enterprises — zero extra barriers.

up to 80%
07 Start-Up Window

Start-Up

Backing Kosovo founders from day one.

up to 80%
Manufacturing Kosovo
Manufacturing · Standard Window
+40%

"From loan rejection to 30 new jobs — in one year. KCGF believed in us when banks wouldn't."

Women in business Kosovo
Services · Women in Business
2→18

"The Women in Business window gave me the opportunity to grow when traditional banks were hesitant."

Agriculture Kosovo
Agriculture · Agro Window
+200%

"The Agro Window helped us modernize equipment and triple production. We now export to three countries."

Is your business
ready for a yes?

2 minutes. No paperwork. Just clarity.